BriizPay vs SumUp
SumUp charges a percentage of every in-person sale. BriizPay charges a flat monthly fee and payments go bank to bank, so the cost of taking payments stops scaling with your takings.
SumUp rates checked September 2026 from published pricing. BriizPay prices shown live.
| SumUp | BriizPay |
|---|---|
|
|
| Hardware: Card reader from £39; no reader needed for QR via the app | Hardware: none, customers pay with their own phone |
| Contract: None (pay-as-you-go) | Contract: none, pay by the month |
| Settlement: Next business day as standard | Settlement: bank to bank over Faster Payments, typically in seconds |
A month at £5000.00 of takings
Take £5000.00 across 200 payments in a month (average sale £25). With SumUp at 1.69%, that month costs about £84.50. On BriizPay, the cheapest plan at that volume is Growth at £49.99, a saving of £34.51 every month, and the fee stays flat as your takings grow.
Steady-state comparison at the volume stated; your first 3 BriizPay payments are free on top. Run your own numbers.
What SumUp offers that BriizPay does not
- Card acceptance. BriizPay payments run over Open Banking bank transfer; card support is on the roadmap and not live yet.
- A large hardware range, from readers to full tills.
Common questions
Is BriizPay cheaper than SumUp?
It depends on your volume. SumUp costs 1.69% of every in-person sale, so £5,000 of monthly card takings costs £84.50. BriizPay is a flat monthly fee with payments included, so above roughly £1,500 a month in takings the flat fee usually works out cheaper. Run your own numbers in the savings calculator.
Can I use BriizPay and SumUp together?
Yes. Many businesses keep a card option alongside BriizPay and offer pay-by-bank QR as the preferred route, since it costs them a flat fee rather than a percentage.